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Federal Deposit Insurance Corporation Risk Examiner, CG-570-12 (ICTAP) in United States

Summary This position is located in the Division of Risk Management Supervision, San Francisco Region of the Federal Deposit Insurance Corporation and provides support in the areas of assisting, conducting, or directing the examination of insured depository institutions to determine their financial condition, evaluate management, and determine compliance with applicable laws and regulations. Duty station is determined upon selection. Responsibilities Evaluates institutions and makes a full determination of all other factors and causes, unsafe and unsound practices, and violations of laws and regulations which have affected or may affect the condition and soundness of the institution under examination. Completes appraisal and classification of assets; analysis of liabilities and capital; review of dividend and charge-off policies; analysis of earnings trends and future prospects; an evaluation of management and the soundness of its policies, procedures, and practices; and an analysis of an institution’s liquidity position; and sensitivity to market risks. Conducts meetings with insured depository institution officials and/or boards of directors to discuss the findings of the examination, discuss corrective programs, to obtain comments for correction of deficiencies or to discuss other matters pertaining to the safety and soundness of the institution. Prepares confidential reports of examination, written recommendations regarding corrective actions such as enforcement action memorandums, civil money penalty matrices, or criminal referrals. Requirements Conditions of Employment Registration with the Selective Service. U.S. Citizenship is required. Employment Conditions. Completion Of Financial Disclosure May Be Required. An employee may be relocated to any duty location to meet management needs. Minimum Background Investigation (MBI) required. Qualifications Qualifying experience may be obtained in the private or public sector. Experience refers to paid and unpaid experience, including volunteer work done through National Service programs (e.g. Peace Corps, AmeriCorps) and other organizations (e.g., professional; philanthropic, religious spiritual; community; student, social). Volunteer work helps build critical competencies, knowledge, and skills and can provide valuable training and experience that translates directly to paid employment. You will receive credit for all qualifying experience, including volunteer experience. Additional qualifications information can be found here. To qualify, applicants must have completed at least one year of specialized experience equivalent to at least the GS/CG-11 grade level or above in the Federal service. Specialized experience is defined as experience as a commissioned Risk Examiner determining an insured depository institution’s compliance with governing laws and regulations; ascertaining bank management’s methods for identifying, measuring, monitoring and controlling risk; reviewing and analyzing the quality of bank assets; evaluating the level and trend of earnings, the liquidity position, and sensitivity to market risk; and evaluating the board of director’s policies and bank management’s practices. Applicants must have met the qualification requirements (including selective placement factors – if any) for this position within 30 calendar days of the closing date of this announcement. Candidates must be a Commissioned Risk Examiner in the FDIC or another banking regulatory organization with comparable commissioning criteria used by the FDIC's Division of Risk Management Supervision. Applicants eligible for ICTAP (Interagency Career Transition Assistance Program) must achieve a score of 85 “well qualified” for this position. For more information, Click Here. Education There is no substitution of education for the experience for this position. Additional Information The range of pay shown includes base pay plus supplemental locality adjustments. The locality rates for these duty locations range from a low of 16.82% to a high of 51.75%. Pay will vary by grade level and the locality rate for the geographic location where the position is located. For more on FDIC locality rates, click here. Selectee(s) for headquarters or regional office locations will be required to report to their duty station office 2 days per week beginning July 15, 2024. Selectees(s) for field office locations will be required to report in person to an FDIC office or financial institution at their supervisor’s direction. If selected, you may be required to serve a probationary or trial period as applicable to appointment type. To read about your rights and responsibilities as an applicant for Federal employment, click here. Additional selections may be made from this vacancy announcement to fill identical vacancies that occur subsequent to this announcement. Financial Institution Examiners must maintain the highest personal ethical standards as provided in Part 336 of the FDIC's Rules and Regulations, (Employee Responsibilities and Conduct). Financial Institution Examiners must comply with Section 3201.102 of Supplemental Standards of Ethical Conduct for FDIC Employees (5 CFR Part 3201), which, in part, prohibits them and their immediate families from accepting certain credit from State nonmember banks. All Financial Institution Examiners are prohibited from the following: 1. Obtaining a loan or a line of credit from any insured state nonmember bank or its subsidiaries. Any extensions of credit held by the Examiner, the Examiner's spouse, or any dependent children are direct or indirect extensions of credit to the Examiner. Exceptions: a. Loans for a primary residence are permissible. The Examiner must not participate in any examination of that institution with which he holds the primary residence loan, and a "cooling off" period is required before negotiating a loan for a primary residence from any institution the Examiner has examined. b. No restrictions on obtaining credit cards issued under the same terms and conditions available to the public from an insured state nonmember bank either within or outside of their field office of assignment. 2. Participating in any examination, or other matter, involving an insured depository institution or any person with whom the Examiner has an outstanding loan or line of credit. 3. Performing any service for compensation with any bank, or for any officer, director, or employee thereof, or for any person connected therewith. 4. Disclosing any confidential information from a bank examination report except as authorized by law. 5. Soliciting or accepting any gift from a prohibited source or because of the Examiner's official position.

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