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Oracle Funding & Risk Mgmt Analyst (Credit Analyst II) in Philippines

Job Description

Summary Statement:

Oracle Financing provides payment solutions to help customers acquire Oracle products and services. The Funding and Risk Management Analyst’s primary responsibilities are to review, evaluate, and provide written analysis of transactions with end-users to arrive at accurate risk ratings, provide approvals within delegated credit authority, and provide transaction structuring and pricing support to Oracle Financing sales. The analyst will be proficient in conducting due diligence calls with the CFO of privately held companies including venture-funded companies, acquiring all required information during the calls. Analysis, risk ratings, and decisions must be consistent with the financial institution market so that transactions are liquid. The Analyst will utilapplyize leading credit analysis tools in order to ensure the analysis and recommendations are accurate. Further, closed transactions will be syndicated to bank partners, and the analyst needs to be able to explain and support each transaction to the appropriate funding source. The Analyst should have the ability to handle several tasks, work independently with little mentorship or supervision, and provide adaptable support to the OFD sales organization.

Responsibilities:

  • Prepare written credit risk analysis in accordance with OFD Credit Policies and SOX requirements

  • Conduct due diligence in a professional, detailed, and timely manner

  • Identify transaction strengths, risks, and mitigants and assign accurate risk rating to the active customer legal entity and transaction

  • Perform in an adaptable manner while controlling risks

  • Participate in projects as requested

  • Acquire information related to financial condition and performance, operations, management, competition, and industry economics

  • Work with funding sources to ensure funding liquidity once transaction has closed, for Oracle products and services

  • Build and maintain neat and orderly credit files

Requirements:

  • Excellent written and oral communication skills

  • Excellent quantitative and analytical skills

  • Ability to prioritize conflicting deadlines for deliverables and customer issues

  • Ability to make independent decisions

  • Intermediate level of software (Word, Excel, and PowerPoint)

  • Ability to perform advanced financial and ratio analysis

  • Ability to think analytically and problem solve

  • Ability to provide appropriate structures and negotiate terms

Qualifications:

  • 2-5 years of work experience in trade credit or credit underwriting.

  • Work experience in leasing/financing with a bank, leasing company, captive finance company in a credit underwriting environment

  • Bachelor's Degree or equivalent experience in Finance or Accounting, MBA preferred

  • Relevant coursework includes Economics, Corporate Finance, Accounting, and Financial Accounting

Work Shift: 8am-5pm in California PST (equivalent to 11pm - 8am in Manila)

About Us

As a world leader in cloud solutions, Oracle uses tomorrow’s technology to tackle today’s problems. True innovation starts with diverse perspectives and various abilities and backgrounds.

When everyone’s voice is heard, we’re inspired to go beyond what’s been done before. It’s why we’re committed to expanding our inclusive workforce that promotes diverse insights and perspectives.

We’ve partnered with industry-leaders in almost every sector—and continue to thrive after 40+ years of change by operating with integrity.

Oracle careers open the door to global opportunities where work-life balance flourishes. We offer a highly competitive suite of employee benefits designed on the principles of parity and consistency. We put our people first with flexible medical, life insurance and retirement options. We also encourage employees to give back to their communities through our volunteer programs.

We’re committed to including people with disabilities at all stages of the employment process. If you require accessibility assistance or accommodation for a disability at any point, let us know by calling +1 888 404 2494, option one.

Disclaimer:

Oracle is an Equal Employment Opportunity Employer*. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability and protected veterans’ status, or any other characteristic protected by law. Oracle will consider for employment qualified applicants with arrest and conviction records pursuant to applicable law.

* Which includes being a United States Affirmative Action Employer

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