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AgWest Farm Credit is a member-owned financial cooperative that provides financing and related services to farmers, ranchers, agribusinesses, commercial fishermen, timber producers, rural homeowners and crop insurance customers in a seven-state territory in the Western United States. AgWest is part of the 100+ year-old Farm Credit System - the leading provider of credit to American agriculture. AgWest champions the growth and advancement of agriculture, the value of rural communities, and the vital contribution our customers make to the economy and society. We serve customers in 59 locations throughout the West. We are in search of a Credit Analyst I or Credit Analyst II to join our California Lending and Insurance team in Rocklin, California. This full-time position reports to the SVP, Regional Underwriting Officer and is accountable for conducting credit analysis including gathering, analyzing, and interpreting all types of financial and credit information. This position is eligible for a hybrid work schedule and one-time home office stipend after initial training period. Compensation Information The base salary range for this position is: Level I: $66,000 - $99,000; bonus at target is 10% of salary. Level II: $72,000 - $109,000; bonus at target is 12% of salary. Job Requirements Review credit packages for thoroughness and compliance with organization underwriting standards, loan serving plans, and financial statement requirements. Spread financial information, including balance sheet, tax return, borrower or accountant-prepared statements. Complete basic analysis, including credit write-ups. Enter loan/customer information into loan origination systems, as needed. Identify underwriting risks by incorporating information from multiple sources and articulate a concise recommendation. Perform all duties and maintain all standards in accordance with company policies, procedures, and internal controls. Other duties as assigned. Minimum Requirements Bachelor's degree in business, agribusiness, Accounting, Economics or related field, or an equivalent combination of education and experience Experience with Microsoft Office suites, with solid skills in the use of spreadsheets, database applications, and word processing Effective problem solving, negotiating and influencing skills Preferred Requirements Agricultural background Basic understanding of credit practices, credit analysis, accounting and finance principles, risk analysis, credit principles, policies and procedures Basic decision-making skills as well as strong interpersonal, communication, customer services and team skills Ability to read, write and present general business information Benefits Offered by AgWest Medical, dental, and vision insurance Basic term life and AD&D insurance (fully paid for by the company) Paid days off annually: 15 vacation*, 15 sick, 11 holidays and 3 volunteer 401(k) plan (6% match plus 3% employer contribution) Employee Assistance Program Wellness Program Jeans are welcome at work every day at AgWest! *Vacation accrual rates increase with tenure. Details about insurance and retirement benefits are available at: https://www.farmcreditfoundations.com/fcfbenefits #LI-Hybrid Qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender orientation, national origin, marital status, age, disability, protected veteran status, or any other classification protected by law. When you apply for a position with AgWest Farm Credit, we collect personal identifiers (from your resume and other application information you submit), such as your name, email address, mailing address, telephone number(s) and employment and education re