Job Information
Isabella Bank Credit Department Manager in Mount Pleasant, Michigan
In order to be considered for this position you must apply online at: *https://www.isabellabank.com/about-us/careers.html*
Position Title: Credit Manager
Reports To: Chief Credit Officer
General Purpose:
Perform all facets of credit analysis while maintaining a focus on accuracy and timely delivery.
Responsibilities:
- Oversees the Credit Department team.
- Mentor and train Credit Analysts providing constant feedback and timely completion of performance reviews.
- Spreading of financial information and cash flows on current and prospective customers.
- Developing loan proposals for credit requests of current and prospective customers. Loan proposals to include a detailed cash flow analysis, collateral analysis and all other analysis pertaining to the strengths and weaknesses of the applicant.
- Ensuring the timely and accurate completion of loan proposals and spreads completed by credit analysts.
- Review loan proposals and spreads completed by the credit analysts.
- Complete various reports to be reviewed by senior management and various committees.
- Attend loan committee meetings and review minutes for accuracy.
- Continue to seek improvement of credit and supervisory skills through seminars and training sessions.
- Assumes additional responsibilities as required.
Qualifications:
Education/Experience
- Bachelor's Degree required preferably in Accounting or Finance
- Minimum of 3 years credit experience required
- Supervisory experience preferred
Skills
- Strong written and verbal communication skills
- Computer skills: especially Microsoft Office
Strong attention to detail -- with the ability to adapt to a fast paced work environment
Benefits:
- Medical - Full Time
- Dental - Full Time
- Vision - Full Time
- Life Insurance
- 401K with company match
- Paid Time Off and Paid Holidays
Isabella Bank is an AA/EEO employer.