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Join us as a Senior Trade Credit Underwriter to grow your career at the forefront of Trade Credit insurance.

At AIG, we are reimagining the way we help customers to manage risk. Join us as a Senior Underwriter focusing on strategic and multinational accounts to play your part in that transformation. It’s an opportunity to grow your skills and experience as a valued member of the team.

Make your mark in Trade CreditAIG underwriting teams help to find insurance solutions in areas including Financial Lines, Property, Casualty, Specialty Lines, Cyber, Multinational Clients, and High Net Worth individuals. We are reimagining how we help customers to manage risk, transforming our operating model, and reshaping our role responsibilities and career pathways. The goal is to unlock the full potential in each colleague – empowering our people to grow as insurance professionals and add more value to our customers and AIG.

We are currently recruiting for a Senior Underwriter to join our UK Strategic and Multinational Trade Credit team. The successful candidate will be responsible for managing a portfolio of excess of loss (XOL) clients and supporting our new business Underwriters on our ambitious growth targets. As a dual pen underwriter, the successful candidate will be responsible for being the key point of contact for a number of XOL clients on their credit insurance arrangements. This will include setting buyer credit limits on the portfolio and also negotiating commercial terms with the client at renewal also. The role will also include development of relationships with brokers and clients to ensure successful renewals and growth of the AIG book of business in the UK.

How you will create an impactTrade Credit Insurance allows clients to trade with confidence with their customers, safe in the knowledge they will get paid for the goods they sell on credit. The product can form part of a company’s risk management and also potentially provide capital relief on borrowing costs.Within the UK strategic & multinational team we are typically targeting the world’s largest companies to help them with their credit exposures. Expect to work with the worlds biggest and most successful names on global insurance programs.The successful candidate will become the key contact for a portfolio of large credit insurance clients, helping them to review their customer’s credit worthiness. The role will include the following:

• Hold a ‘dual-pen’ authority – forming a single point of contact for a portfolio of clients

• Work on new business development with our dedicated new business Underwriters

• Assessing specific counterparts and their financial statements to set agreed credit limits

• Negotiating commercial terms with our customers at year end renewals and during the mid-point of policies where appropriate

• Develop and maintain a strong relationship with key broking partners

• Working with clients to improve their credit management and steer them clear of bad debts

• Underwriting to an agreed acceptable loss ratio

• Being up to date with sector, economic and political risk trends

• Work with the head of Strategic & Multinational in the UK on budgeting and reporting

• Participate in the AIG Global Solutions team supporting the establishment of the Trade Credit Multinational AGS brans as a leading XOL market and multinational program Underwriter

The UK Trade Credit team is on a mission of continuous improvement of our teams, processes and service offered to clients. Expect to work on a personal development pathway to improve your skills.

What you’ll need to succeed• A good understanding of financial assessment including ability to understand profit and loss, balance sheet and cash flow analysis• Proven business acumen and successful commercial career experiences with multinational programs, MN companies and global brokers• Good understanding of Trade Credit, wordings, processes and documentation• Good communicator with presentation, communication and negotiation skills• Ability to perform data analytics including competence in mathematics and Microsoft Excel• Enjoys being part of a team and has strong team ethics• Analytical and problem solving skills• A good understanding of Commerce

Ready to take your career to the next level? We would love to hear from you.

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Enjoy benefits that take care of what matters

At AIG, our people are our greatest asset. We know how important it is to protect and invest in what’s most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security—as well as your professional development—to bring peace of mind to you and your family.

Reimagining insurance to make a bigger difference to the world

American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world’s most far-reaching property casualty networks. It is an exciting time to join us — across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become.

Welcome to a culture of belonging

We’re committed to creating a culture that truly respects and celebrates each other’s talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through our flexible work arrangements, diversity and inclusion learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The diversity of our people is one of AIG’s greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations.

AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories.

AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities. If you believe you need a reasonable accommodation, please send an email to candidatecare@aig.com .

Functional Area:

UW - Underwriting

Estimated Travel Percentage (%): Up to 25%

Relocation Provided: No

AIG Europe (Services) Limited