Military Spouse Connection Jobs

Overview

At Community Bank System, Inc. (CBSI), we are dedicated to providing our customers with friendly, personalized, high-quality financial services and products. Our retail division, Community Bank, N.A., operates more than 200 customer facilities across Upstate New York, Northeastern Pennsylvania, Vermont and Western Massachusetts. Beyond retail banking, we also offer wealth management, investment management, insurance and risk management, and benefit plan administration.

Just as our employees are committed to helping our customers manage their finances, we're committed to our employees. After all, they make it happen for our customers every day.

To ensure our people can enjoy long and successful careers here at CBSI, we offer competitive compensation, great benefits, and professional development and advancement opportunities. As an equal-opportunity workplace and affirmative-action employer, we celebrate and support a diverse workplace for the benefit of all: our employees, customers and communities.

• Support up to 4 Relationship Managers with client management responsibilities for the bottom 80% of the portfolio. (RM's still primary point of contact for all Key clients)
• Act as primary contact on behalf of the RM to the client for smaller, lower touch portion of the portfolio.
• Conduct client facing responsibilities including annual review meeting, customer service and closing process.
• Responsible for Collection and review of annual financial reporting requirements for the assigned relationships.
• Work with Credit Department to complete annual reviews, new money requests within assigned portfolio. Actively make recommendations for appropriate risk ratings upon review of financial data.
• Manages portfolio reports including doc exceptions, maturities, monitored Lines etc. to clear exceptions.
• Work with bank partners in support of cross sell opportunities as identified through client interactions.
• Work with RM's to Assist with Deal Screens and preliminary review of Large existing and prospective clients. Work closely with Sr. Credit Underwriters to facilitate the analysis and underwriting of complex credits.
• Responsible for the review of loan documentation and closing process for assigned relationships
• Work directly with lead RM as appropriate and when more expertise is required to support the client.
• Assist RM in credit presentation to RCO and Loan Committee
• Periodically accompanies RM on Calls with top 20 clients to support on going training and development of PM.
• Maintain proficient knowledge of, and demonstrate ongoing compliance with all laws and regulations applicable to this position, ensure ongoing adherence to policies, procedures, and internal controls, and meet all training requirements in a timely manner

• 4 year degree Business Administration, Finance, Accounting or related field.
• 4-6+ years of experience in credit analysis, commercial banking and business banking with at least 2 years of specific portfolio management and or underwriting experience.
• Understanding of loan structuring and loan documentation is required.
• Knowledge in accounting and lending principles as well as excellent oral and written communications skills.
• Strong organization skills, High attention to detail.
• Client facing acumen.
• Possess multi-tasking skills and function well under pressure.
• All applicants must be 18 years of age or older.

Compensation: Commensurate with experience plus potential for annual merit increase. In addition to your competitive salary, you will be rewarded benefits including: 11 paid holidays, paid vacation, Medical, Vision & Dental insurance, 401K with generous match, Pension, Tuition Reimbursement, Banking discounts and the list goes on!

Physical Requirements:

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this job, the employee may be required to stand, walk or sit. Use hands and fingers, handle or feel, reach with hands or arms, and speak and hear. The employee may occasionally be required to lift and or move up to 25 pounds. Specific vision abilities required by this job include close vision, and the ability to focus.

The Company is an Affirmative Action, Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex (including pregnancy, sexual orientation and gender identity), national origin, citizenship status, age, disability, genetic information, veteran status, or any other characteristic protected by applicable federal, state or local law.The Company will make reasonable accommodations for qualified individuals with a disability. If you have a physical or mental impairment and would like to request an accommodation with respect to the application process, please contact the Human Resources Department.

Community Bank System, Inc. is an Affirmative Action, Equal Opportunity Employer who fully embraces diversity - minorities/females/veterans/individuals with disabilities/sexual orientation/gender identity.

Minimum Salary: 31200.00 Maximum Salary: 31200.00 Salary Unit: Yearly